History of Student Loans — Exploring Student Loans and paying for College with A.M. Money

DISCLAIMER - Subject to credit approval, loans are made by A.M. Money, Inc. A.M. Money, Inc is not affiliated with the school you attended or are attending. None of the information contained in this website constitutes a recommendation, solicitation or offer by A.M. Money or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

LOAN ELIGIBILITY - Must be a US citizen or permanent resident at least age of majority at the time of the application based on applicant’s state of permanent residence. Must be enrolled as an undergraduate student at a loan program eligible school or graduate student in a loan program eligible program of study (list of eligible schools and programs available upon request). Some academic requirements (GPA, academic standing, etc.) apply. A.M. Money is fully committed to the principle that all credit decisions are made without regard to race, color, religion, national origin, sex, marital and familial status, military status, disability, age (provided the applicant has the capacity to contract and providing the applicant is an age meeting the underwriting requirements for the product) or any other basis prohibited by law. A.M. Money will fulfill this commitment while maintaining prudent credit discipline and sound business practice. The list of eligibility criteria above is not exhaustive. We also reserve the right to change the list of criteria in any way

*APR - Interest is charged starting at disbursement, during school and the separation/grace period, and until the loan is paid in full. During school and for 6 months after, unpaid Interest is added to the loan’s Current Principal at the end of the deferment period.

Rates, terms, and product availability are subject to change.

Offer is subject to credit approval. Loan calculated using the following assumptions:

· No payments while enrolled full-time in school, nor for a 6-month grace period following graduation or separation

· 7.95% fixed interest rate (APRs vary, see below examples).

· 4.5% origination fee, added to the Amount Financed.

Lowest monthly payment at maximum amount:

· Loan amount of $50,000.

· 1 month in school, 6 months grace period, 120 monthly repayments.

· 8.87% APR

· $682.55 per month, with the first payment due on the first day of the month following the end of the grace period.

Highest monthly payment at maximum amount:

· Loan amount of $50,000.

· 30 months in school, 6 months grace period, 120 monthly repayments.

· 8.34% APR

· $789.74 per month, with the first payment due on the first day of the month following the end of the grace period.

Updated July 2nd, 2023

Rates, terms and product availability are subject to change.

A.M. is not responsible for any loss or damage of any kind incurred as a result of the use of a partner site or reliance on any information provided on the partner site. The use of a partner site and where available a partner’s mobile application, and your reliance on any information contained therein, is solely at your own risk. Disclaimer of liability: Although the information relayed has been produced and processed from sources believed to be reliable, no warranty, expressed or implied, is made regarding accuracy, adequacy, completeness, legality, or reliability of any information.

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